My Book: As I See It: Class Warfare The Only Resort To Right Wing Doom Book's Webpage: amzn.to Twitter: twitter.com Blogs: EgbertoWillies.com ...
What is free?
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BNA's banking report
Sallie Mae said it made the following findings about the HBCUs: most lacked effective default management strategies and tools; entrance and exit counseling ...
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Black enterprise
... undergo entrance counsel- ng when they enter school and exit counseling ... Sallie Mae also offers a hotline for anyone with questions about their loan. ...
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The Crisis
Sallie Mae doesn't just make loans, it offers what many minority families need: consumer outreach and debt counseling services. ...
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Fundamentally, American society doesn't value a college education as the necessary prerequisite to gaining knowledge or becoming a responsible citizen. Instead, it is promoted as the guaranteed means to gainful employment.
In fact, the value of a college education is dropping so much that certain graduates who are dissatisfied that their diplomas did not yield the job placements of their choice want to shirk their responsibility to pay back their student loans. I'm referring to the portion of the Occupy Wall Street demonstrators and their supporters who have made "free college education" and "immediate across-the-board debt forgiveness for all" a rallying cry.
They haven't gotten their way, but certainly won an enthusiastic nod from President Barack Obama. He was at the University of Colorado, Denver, on Wednesday sprinkling tasty but unsubstantive campaign trail breadcrumbs. It was similar to his limited mortgage refinancing plan, which will assist very few homeowners but sounds good in stump speeches.
Manage Your Student Loans Now
Legal jargon may confuse many when it comes to deciphering the actual due date, interest rate and rules of student loans. I spoke with Kevin Pence, a BGSU student who filed for independent status from his parents at age 18. Pence described his self-educating process of learning the legalities behind paying off loans and all the fine print that follows. Pence explained, “Although, I was thrown into figuring out serious information at a younger age, I strongly encourage all students with loans to start learning about them before they graduate. They should figure out what they are eligible for, make a plan and act. Whether independent from their parents or not I find it important to be able to understand your loan situation before entering into the real world.” Direct loans can be classified into two categories, subsidized or unsubsidized. Subsidized loans are those in which students gain interest during their entire time while taking