Sallie Mae is the largest student loan company. We look at a 60 Minutes report on Sallie Mae and how Sallie Mae, with the help of government ...
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ABA Journal
The guarantee protects investors against home owners' late payments and foreclosures ... SALLIE MAES Sallie Mae, the nickname for the Student Loan Marketing ...
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Kiplinger's Personal Finance
Private lenders, such as Sallie Mae, Access Group and Citibank, ... KOUNTZE Americans paid $14.8 billion in late-payment and over-limit fees on their credit ...
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The Green magazine guide to personal finance, a no B.S. book for your twenties and thirties
The last place you want your hard-earned cash going is to late-payment fees. In addition, if your loan is serviced by Sallie Mae, the quasi-government ...
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Dickson Hoo is 24 years old, a grade nine mathematics teacher and deputy principal at a mission school. He’s a bright young man who knows all his students by their first names. But instead of air-conditioned classrooms and computer screens, he teaches quadratics on a donated blackboard with a ragged piece of chalk while his students jostle for a place on rough wooden benches, their feet dangling above a well-swept dirt floor.
Dickson has lived and taught in Mae La refugee camp for the past five years. Mae La is the biggest of nine refugee camps peppered along the Thai border with Burma and overflowing with around 50,000 traumatised, desperate people.
Dickson’s father Saw Tar Hoo is a pastor, a tall solemn man who fled Rangoon with his wife Daisy and their children in 2006 to escape the brutal Burmese military regime. Dickson and his family belong to the Karen ethnic group, which has suffered at the hands of the Burmese government since the country’s independence from British rule in 1948.
Credit Chart Image
President Obama signed into law, the Credit CARD (Credit Card Accountability, Responsibility and Disclosure. This will improve consumer disclosures and stop some of the practices that the credit card business has imposed. Unless noted, many changes take effect February 22, 2010.
Credit card issuers cannot raise interest rates on existing balances unless there was a promotional rate involved, the index rate increased, or if there was a late payment of past 60 days. The universal default practice will also diminish. This is when issuers punished card holders if they made late payments on accounts that are not directly linked.
If the default rate is triggered because of 60 days past due status, the issuer has to restore the lower rate once six months of on-time payments is demonstrated. This takes effect in August 2009. Rates cannot be raised during the first year of the account and promotional rates have to have a term of at least six months. The exception to this is the same reasons as above.