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Governor Jack Markell delivers his State of the State address today at ...

         Lt. Governor Denn, President Pro Tem DeLuca, Speaker Gilligan, members of the 146th General Assembly, other elected officials, members of the Judiciary, members of the Cabinet, our employees, Carla and the people of Delaware.

In my previous reports on the State of the State, I spoke to you of turbulent seas and winter blizzards.  These images captured the moment, as we fought through the worst economic downturn since the Great Depression.  This economic storm posed particular challenges for Delaware industries upon which we had depended for decades, like financial services and automotive manufacturing, but it made landfall in almost every corner of our nation.  While Delaware was not alone in facing this storm, the way we responded was unique.

The politics of blame and division, the rhetoric of distrust, and the partisan warfare witnessed elsewhere never found a home in our state.  Instead, we pulled together and prepared for the future.  Leaning on Speaker Gilligan’s forty years of experience, the leadership of both parties in this General Assembly worked with us and we made tough decisions to balance our budgets, while still making investments necessary to keep moving forward.  We cut where it was possible and invested where it was important — to create jobs, improve schools, and build infrastructure.

Sallie Mae Loan Credit Qualifications

Sallie Mae offers both federal and private loans to students to sponsor their educational expenses. They also offer both federal and private consolidation loans to students. These loans are offered to both graduate and undergraduate students and parents of those students availing such loans. Apart from just providing loans they educate, inform and guide the students and their parents about the various options available.

Credit Qualifications for a Sallie Mae Loan

General Federal Loan and Consolidation Loan:

They generally do not conduct any credit checks for a federal loan. Federal loans are normally need based loans hence they do not need credit scores of students applying for the same. These loans being guaranteed by the Federal Government do not pose any risk to the lender. Sallie Mae does not consolidate defaulted loans. They offer reduction in interest rates for consecutive payments